A couple of decades ago i lived in a city in the snow belt. It wasn’t unusual to have snow accumulation higher than the roof of a car on either side of the driveway and i. When it's cold outside, shirts, sweaters, and maybe pants change on a daily basis, but the things people see the most—the coat, the boots, even the hat—remain constant. People speak of internal demons. People are almost right. We all have an entire hell inside of us. Most people don't wear a jacket or other heavy clothing. It comes down to the taste, style, and comfort of the individual, as well as the social norms of the area they live in. In colorado, for example, you commonly see sweatshirts. One of the biggest reasons people choose to wear underwear is to help them feel comfortable and confident.